ITIN Loans Are Available!
Don’t have a Social Security Number? No problem. You may still qualify for a home loan.
✅ Check If You Qualify for an ITIN LoanYou Can Buy a Home with an ITIN Number 🫘
What is an ITIN Loan?
An ITIN loan allows borrowers who do not have a Social Security Number but pay taxes using an Individual Taxpayer Identification Number (ITIN) to apply for a mortgage. These programs are designed to support immigrants, self-employed workers, and others who contribute to the economy but lack an SSN.
If you have an ITIN, two years of tax returns, consistent income, and a reasonable down payment, you may be eligible to buy a home—even without traditional credit.
How It Works:
- ✅ Complete our simple ITIN Loan Qualifier
- ✅ Upload basic documentation
- ✅ Get matched with loan options that fit your needs
- ✅ Close on your new home!
📺 Watch: How to Get an ITIN Home Loan
Why Use an ITIN Loan?
ITIN loans make homeownership possible for taxpayers who don’t qualify for an SSN. If you have an ITIN, stable income, and filed taxes—you may qualify.
- ✅ No SSN Required
- ✅ Use Tax Returns as Proof of Income
- ✅ Alternative Credit Accepted
- ✅ Primary or Investment Homes
- ✅ Fast Pre-Approval
🏠 Loan Programs for Every Buyer
Explore FHA, Conventional, DSCR, Bank Statement, and more.
🌎 Licensed in 10+ States
You're working with a real, licensed MLO — not a call center.
🚀 Fast Closings, Real Answers
Clear timelines, real guidance, and no pressure sales.
All product names, logos, and brands are property of their respective owners.
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
Copyright © 2025 | NEXA Mortgage LLC.
Licensed In: IL, IA, NC, FL, WA, VA, TX, MN, NJ, PA, TN, AL NMLS # 2629219 | NMLS ID 1660690
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
NEXA Mortgage, LLC NMLS #1660690
NEXA Mortgage LLC is an Equal Housing Lender
Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550
The department maintains a Recovery Fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the Recovery Fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the Recovery Fund, please consult the department’s website at www.sml.texas.gov
NEXA's NMLS Consumer Access Link: https://nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1660690