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Buy Your Dream Home With Little Money Down With an FHA Loan!

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About FHA Home Loans

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.

We’re here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.

The FHA Loan Process

  • ✅ Complete our simple FHA Loan Qualifier
  • ✅ Receive options based on your unique criteria and scenario
  • ✅ Compare mortgage interest rates and terms
  • ✅ Choose the offer that best fits your needs

📺 Watch: What is an FHA Loan?

Why an FHA Loan?

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home. For an FHA loan, low down payments are available.

  • ✅ Fixed-Rate Mortgage
  • ✅ Adjustable-Rate Mortgage (ARM)
  • ✅ Low Down Payments
  • ✅ Jumbo & Super Jumbo Loans
  • ✅ Flexible Terms Available

💬 Let's Talk Home Loans

Nikko Jones

Nikko Jones

NMLS# 2629219

Mortgage Loan Officer

Email: [email protected]

Call/Text: 743-330-1454

✔ Apply Now

🏠 Loan Programs for Every Buyer

Explore FHA, Conventional, DSCR, Bank Statement, and more.

🌎 Licensed in 10+ States

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Equal Housing Lender

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Copyright © 2025 | NEXA Mortgage LLC.
Licensed In: IL, IA, NC, FL, WA, VA, TX, MN, NJ, PA, TN, AL NMLS # 2629219 | NMLS ID 1660690
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212

Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

NEXA Mortgage, LLC NMLS #1660690

NEXA Mortgage LLC is an Equal Housing Lender

Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550

The department maintains a Recovery Fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the Recovery Fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the Recovery Fund, please consult the department’s website at www.sml.texas.gov

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