First-Time Home Buyers – Low Down Payments & Flexible Options!

Your first home is closer than you think. Let’s make it happen together!

🏡 Get My First-Time Buyer Quote!

Buy Your First Home With Low Money Down!

Happy couple getting first home keys

Why First-Time Buyer Programs?

These programs are designed to help you purchase your first home with **low down payments** and **flexible credit options**. Whether you’re looking for FHA, Conventional, or special first-time buyer programs, we’ll help you compare your best options.

We’re here to make the home-buying process easier, starting with our First-Time Buyer Loan Qualifier.

The Process is Simple

  • ✅ Complete our quick First-Time Buyer Qualifier
  • ✅ Get personalized options based on your situation
  • ✅ Compare rates and monthly payments
  • ✅ Choose the program that fits your goals

📺 Watch: How First-Time Buyer Loans Work

Video Coming Soon

Why First-Time Buyer Programs?

These programs are built to help you buy your first home sooner, with easier qualifying options.

  • ✅ Low Down Payment Options (as little as 3%)
  • ✅ Flexible Credit Score Requirements
  • ✅ Possible Down Payment Assistance Programs
  • ✅ Fixed or Adjustable Rate Options
  • ✅ Refinance Options Later

💬 Let's Talk Home Loans

Nikko Jones

Nikko Jones

NMLS# 2629219

Mortgage Loan Officer

Email: [email protected]

Call/Text: 743-330-1454

✔ Apply Now

🏠 Loan Programs for Every Buyer

Explore FHA, Conventional, DSCR, Bank Statement, and more.

🌎 Licensed in 10+ States

You're working with a real, licensed MLO — not a call center.

🚀 Fast Closings, Real Answers

Clear timelines, real guidance, and no pressure sales.

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Equal Housing Lender

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.

Copyright © 2025 | NEXA Mortgage LLC.
Licensed In: IL, IA, NC, FL, WA, VA, TX, MN, NJ, PA, TN, AL NMLS # 2629219 | NMLS ID 1660690
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212

Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

NEXA Mortgage, LLC NMLS #1660690

NEXA Mortgage LLC is an Equal Housing Lender

Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550

The department maintains a Recovery Fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the Recovery Fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the Recovery Fund, please consult the department’s website at www.sml.texas.gov

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